I used to believe that the middle-class, debt-ridden path to unhappiness was the only way to live. As a kid I did not know any better; it’s just how I was raised and who I grew up around. Nonetheless, at the age of 12 years old, I discovered Dave Ramsey and his philosophy of saving money, living debt free, and planning for retirement, and I haven’t looked back since. I work to help people overcome the same problem we all have faced: financial dependency. This dependency can come in many forms, whether it be from current work situation, bills, obligations, or debt. However, there came a point in time where we say,” ENOUGH!” and commit to creating lasting change.

“First say to yourself what you want to be, and then do what you have to do.” -Epictetus

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